Zakat calculator
Work out the zakat you owe in a minute — in pounds, dollars, euros or any currency. Free, private (nothing leaves your device) and explained step by step.
Zakat is 2.5% of your savings and zakatable assets — cash, gold, silver, investments, business stock and money owed to you, minus debts due now — once they have stayed above the nisab (the value of 87.48 g of gold or 612.36 g of silver) for one lunar year.
What is zakat?
Zakat is the third pillar of Islam: a set share of wealth given each year to those in need. Allah commands it alongside prayer — “establish prayer and give zakat” (Quran, Surah Al-Baqarah 2:43) — and names who may receive it (Quran, Surah At-Tawbah 9:60).
How the calculation works
- Add everything zakatable you own.
- Subtract debts and bills due now.
- If the remainder is at least the nisab, and has been for one lunar year, zakat is due.
- Zakat = 2.5% of the remainder.
Gold or silver nisab?
The silver nisab is much lower than the gold nisab, so using it means more people pay zakat and more of the poor benefit. Many scholars in the UK advise the silver nisab for cash savings; follow the guidance of your scholar.
Zakat questions
What is the nisab for zakat?
The nisab is the minimum wealth on which zakat is due: the value of 87.48 g of gold or 612.36 g of silver. Many UK scholars advise using the silver nisab, which is lower, so more people give.
How much zakat do I pay?
2.5% of your zakatable wealth, once it has stayed at or above the nisab for one lunar (Islamic) year.
What is included in zakat?
Cash at home and in the bank, gold and silver, shares and investments, business stock, and money owed to you that you expect to be repaid. Your home, car and personal belongings are not included.
Is zakat due on gold jewellery?
Scholars differ. The Hanafi school includes gold and silver jewellery; other schools exempt jewellery that is normally worn. Follow your scholar's guidance.
Who can receive zakat?
The eight groups named in Quran 9:60, including the poor and the needy. Zakat cannot be given to your own parents, children or spouse.
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